Applying online is the easiest way to complete your application at a time that works for you, without a trip to the Social Security office. You can also apply by phone or at a Social Security office. This section will tell you about the different options. You can choose to extend your time on the page if you get this warning. However, after the third warning, you must move to another page or your information will not be saved. You can be held liable for intentionally providing false or misleading information.
You may help someone else fill out their application, but you are not allowed to sign it for them. Only the person applying for benefits can legally sign the application. If they are not able to sign online, we will mail them a copy to sign. Read more about Helping Someone Apply Online. You can do most of your business with Social Security online. If you cannot use these online services, your local Social Security office can help you apply.
Although our offices are closed to the public, employees from those offices are assisting people by telephone. You can find the phone number for your local office by using our Field Office Locator and looking under Social Security Office Information. Call TTY from a. Contact the Federal Benefits Unit for your country of residence if you live outside the U.
We might request additional documents from you before we can process your application. You can check the status of your application online using your personal my Social Security account. If you are unable to check your status online, you can call us TTY from a. You must request an appeal in writing within 60 days of receiving our decision. There are four levels of appeal:.
Sometimes, life changes occur after you submit your application. You have up to 12 months to withdraw your application, if you change your mind. Update on Our Reentry Plans. Learn about Emergency Assistance for Homeowners and Renters. Full normal Retirement Age Months between age 62 and full retirement age 2. At Age 62 3. If you were born on the 1 st of the month, we figure your benefit and your full retirement age as if your birthday was in the previous month.
If you were born on January 1 st , we figure your benefit and your full retirement age as if your birthday was in December of the previous year. You must be at least 62 for the entire month to receive benefits. Percentages are approximate due to rounding. Update on Our Reentry Plans. Learn about Emergency Assistance for Homeowners and Renters. If you are almost 65, your application for benefits will include Medicare.
In most cases, the funeral home will report the person's death to Social Security. Although life expectancy typically continues to rise, many seniors still worry about dying early.
If you have a chronic condition or a terminal illness, you might consider taking your benefits early. If you have children or other relatives who qualify as dependents on your tax return, they may be eligible for dependent benefits when you take your Social Security payouts. The details can be confusing for the layperson; therefore, consult a qualified advisor. Social Security was never intended to be the sole support of people's retirement years; for most folks, it is or should be a supplement to their income.
But suppose a rampaging bear market has played havoc with your retirement accounts and plans? For example, the Great Recession of was a game-changer, erasing a decade's worth of gains in many investment portfolios. If continuing to work isn't an option, it might be best to ensure an immediate steady income stream via your benefits.
Social Security Administration. Accessed Feb. Social Security. Retirement Planning. Actively scan device characteristics for identification. Use precise geolocation data. Select personalised content. Create a personalised content profile. Measure ad performance. Select basic ads.
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